79M+ U.S. homeowner records with income, age, mortgage detail, and estimated equity — the exact filters that drive refi and HELOC conversion.
50 free contacts on signup. No credit card.
The mortgage brokers with the best origination rates don’t buy generic lead lists. They build their own from public-record + consumer-graph data, filter by the variables that predict refi or cash-out demand (income, length of residence, original mortgage age, current rate exposure), then run targeted phone + mail outreach. CheapData ships every homeowner record with the demographic you need on the same Basic unlock — phone, email, age, income, net worth, marital status — and Premium adds mortgage detail and estimated equity. Pay per record, not per seat.
Bought lead lists hit you with $1–$5 per name for the same record that costs us 0.5¢ to surface. The markup pays their sales motion, not your origination yield.
Without original mortgage age, current rate exposure, or estimated equity, you’re mailing generic homeowners. Refi only works when you target the right loan vintage.
You pay for a list, then pay again to TCPA-scrub the phones. CheapData phones are pre-matched against TCPA-safe consumer files.
ZIP + income $80K+ + length of residence 5–10 years + age 30–55. Saved searches re-run as new records refresh.
Premium unlock (6 credits) adds estimated equity, mortgage age, and refi-fit signals — essential for rate-and-term refi or HELOC outreach.
CSV or API to your dialer, mail platform, or CRM. TCPA-clean phones, SMTP-verified emails, demographic-rich for personalization.
Disconnected phone, wrong owner, returned mail? File a claim, credit returns automatically.
Real cost example
$300
for 5,000 refi-fit homeowners (Premium)
At Growth tier with Premium unlocks. Includes phone, email, age, income, net worth, marital status, length of residence, mortgage detail, and equity estimate for every record.
50 free contacts on signup. No credit card. No seats.
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